Homecare Insurance
At a glance
  • The series includes the Homecare Basic Plan and the Homecare Premier Plan.
  • Cover basic fire insurance for both packages.
  • Covers your home, your property and your people in the event of an unexpected natural disaster such as fire, flood or typhoon.
  • Includes out-of-pocket expenses for temporary accommodation, removal and storage of the contents of your home if the insured occupies the premises.
  • Includes loss of rent if the insured is a landlord.

Although material wealth is not the most important thing in life, it is the physical manifestation of all the effort and hard work that you have put into it. Protect your home and the valuables you house within it from fire and other unexpected natural disasters with Paramount’s Homecare Insurance. We cover your home, your property, and your people.

The Homecare Insurance Plan series includes the Homecare Basic Plan and the Homecare Premier Plan. These plans cover against direct loss/damage to a residential building and its household contents.
Homecare Basic Plan

Gives maximum insurance protection for your home and its contents for damage caused by fire plus the following additional benefits :

  • 24-hour, worldwide protection for accidental death and permanent disablement of the insured.
  • 24-hour, worldwide cover for accidental death and permanent disablement of domestic helpers.
  • Out of pocket expenses for temporary accommodation and removal and storage of the home's contents if the insured occupies the premises.
  • Loss of rent, if the insured is a landlord.
Homecare Premier Plan
  • Pays for damage to the home and its contents caused by fire and lightning. It also covers losses due to the following perils :
    • Earthquake Fire/Earthquake Shock
    • Typhoon
    • Flood
    • Explosion
    • Smoke Damage
    • Vehicle or Aircraft Impact
    • Riot, Strike and Malicious Damage
    • Broad Water Damage
    • Housebreaking or Burglary
  • Additional benefits:
    • 24-hour, worldwide protection for accidental death and permanent disablement of the insured.
    • 24-hour, worldwide cover for accidental death and permanent disablement of domestic helpers.
    • Out of pocket expenses for temporary accommodation, removal and storage of contents, if the insured occupies the premises.
    • Loss of rent, if the insured is a landlord.

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